Frequently Asked Questions
Straight answers about how we work, what it costs, and how we help employers control group health spend.
Do we have to switch plans to work with Nyala Health?
No. We represent employers on fully-insured plans every day. Our job is to make sure you're not overpaying on whatever plan you have — and if there's a better option, we'll show you the math before anything changes.
What does it cost to hire Nyala Health as our broker?
Nothing. Brokers are compensated by carriers, so you get an independent advocate working exclusively for your company at no added cost.
We already have a broker. Why would we switch?
Most brokers renew the same plan every year. We benchmark your costs against the market, audit your current plan, and identify savings you're likely leaving on the table.
We're happy with our current coverage. Can you still help?
Yes. We work with employers on fully-insured plans to reduce premiums, improve plan design, and make sure your renewal isn't simply rubber-stamped.
How quickly can you review our current plan?
We typically deliver a benchmarking analysis within 48 hours of receiving your current plan details. No commitment is required.
What is a level-funded or captive plan, and is it right for us?
Level-funded and captive arrangements let employers capture savings when claims run lower than expected, while keeping predictable monthly costs. They're often a strong fit for healthy groups of 25+ employees. We model your specific claims risk before recommending either option.
We're currently in a PEO. Can you help us evaluate alternatives?
Absolutely. Many employers overpay for benefits bundled inside a PEO. We compare your current PEO benefit costs against standalone group plans so you can see the true cost difference and decide what makes sense.
What size employers do you work with?
We work with employers ranging from small groups to several hundred employees, with a primary focus on group health for growing companies. If you offer or want to offer employee health benefits, we can help.
Is Nyala Health affiliated with a specific insurance carrier?
No. We are independent and carrier-agnostic. We are not owned by or beholden to any carrier, so every recommendation is based on what's best for your business and your employees.
Still Have Questions?
Get a free, no-obligation benefits analysis and we'll benchmark your current plan within one business day.