Independent Benefits Advisory
Your Company Is Probably Overpaying for Group Health Insurance
Nyala Health is an independent benefits advisory firm serving employers nationwide. We benchmark your plan against the market and evaluate every major carrier and funding strategy to deliver better benefits at a lower cost.
Nyala Health is an independent, nationwide employee benefits and Medicare advisory firm led by Harold Bailey III, an individually licensed insurance producer in all 50 U.S. states who holds active AHIP and NABIP Medicare certifications.
Appointed with Leading National Carriers
Nationwide Service · AHIP & NABIP Certified Advisor · Independent
How We Help Employers
Comprehensive benefits solutions tailored to your business needs
Group Health Insurance
Comprehensive medical coverage for your employees and their families. We benchmark 100+ carriers to find plans that balance robust coverage with real cost efficiency.
Learn MoreLevel-Funded Plans
A powerful cost-reduction strategy for healthy groups. Pay a fixed monthly amount and get money back when claims run under budget.
Learn MoreCaptive Health Insurance
Join a group captive to gain self-funding advantages with shared risk. Ideal for stable employers ready to take control of their claims spend.
Learn MorePEO Alternative
Leaving a PEO can save 20-30% while giving you full control and transparency. We benchmark your costs and manage the transition with zero coverage gap.
Learn MoreICHRA
Individual Coverage HRAs let you reimburse employees tax-free for their own coverage — predictable fixed costs with no minimum participation.
Learn MoreAI-Powered Cost Analysis
Most employers do not know how their plan costs compare to similar businesses. We benchmark your spend, model alternatives, and surface the savings your current broker may have missed.
Learn MoreIndependent. Employer-Focused.
Already Have a Plan? You're Still Probably Overpaying.
We work with employers on every plan type — fully insured, level-funded, self-funded, and PEO. Switching plans is optional. Saving money is not.
Most employers renew the same plan every year without knowing if they're getting a fair deal. Nyala Health benchmarks your current coverage against the market, audits your renewal, and identifies savings. As an independent broker, we work objectively on your behalf — compensation depends on the engagement and any client-paid fees are disclosed up front.
Common Questions From Employers Like You
Do we have to switch plans to work with Nyala?
No. We represent employers on fully-insured plans every day. Our job is to make sure you're not overpaying on whatever plan you have — and if there's a better option, we'll show you the math before anything changes.
What does it cost to hire Nyala as our broker?
Compensation depends on the engagement. Nyala Health may receive compensation from insurance carriers and, where applicable, may charge a separately disclosed brokerage or advisory fee. Any client-paid fees are disclosed before the engagement so there are no surprises.
We already have a broker. Why would we switch?
Most brokers renew the same plan every year. We benchmark your costs against the market, audit your current plan, and identify savings you're likely leaving on the table.
We're happy with our current coverage. Can you still help?
Yes. We work with employers on fully-insured plans to reduce premiums, improve plan design, and make sure your renewal isn't rubber-stamped.
How quickly can you review our current plan?
We typically deliver a benchmarking analysis within 48 hours of receiving your current plan details. No commitment required.