Insights & Guides
Insights and guides for employers navigating employee benefits
Employer health costs are projected to rise about 9% in 2026, driven by GLP-1 drugs, mental health utilization, and specialty care. Here is what is fueling the increase and the plan-design moves that can blunt it.
Read MoreThe two leading alternative-funding strategies compared side by side — how each controls cost, who each fits best, and how to decide between them for your workforce.
Read MoreThe Medicare Annual Enrollment Period runs October 15 to December 7. Learn what you can change, key 2026 updates including the Part D out-of-pocket cap, and how an independent advisor helps you compare plans objectively.
Read MoreLevel-funded health plans offer a middle ground between fully-insured and self-funded options, giving employers more control over costs. Learn how this funding strategy can reduce premiums while limiting financial risk for businesses with 10-200 employees.
Read MoreLeaving a PEO does not have to mean starting from scratch on benefits. Discover the step-by-step process for transitioning to independent group health coverage with no gap in employee coverage.
Read MoreIndividual Coverage Health Reimbursement Arrangements are changing how employers offer health benefits. Find out how ICHRAs work, who they benefit most, and whether this approach fits your workforce.
Read MoreEvery employer has different needs. We help you understand each option.
"Nyala Health helped us transition off our PEO and build a benefits program that actually fits our workforce. The process was seamless."
— HR Director, 500+ Employee Manufacturing Company
"We had no idea level-funded was even an option for a company our size. Nyala walked us through everything and we ended the year with a refund."
— CFO, 400+ Employee Tech Company
"Working with Harold and the Nyala team gave us confidence that we were making the right decisions for our employees and our bottom line."
— CEO, 250+ Employee Professional Services Firm