PEO Alternative

A Smarter Alternative to Your PEO

Keep the benefits your employees rely on, drop the per-employee-per-month fees, and take back control with a direct carrier strategy.

PEOs Bundle Convenience With Hidden Costs

A PEO co-employs your workforce and bundles HR, payroll, and benefits into one package — but that convenience comes with steep per-employee-per-month (PEPM) fees and almost no transparency into what you are actually paying for benefits. As you grow, those PEPM fees scale with your headcount, and you remain locked into the PEO's carrier relationships with little control over plan design or renewals.

How Nyala Health Helps

We benchmark your current PEO costs against the open market and build a direct carrier strategy that eliminates PEPM markups. Our team manages the entire transition — sourcing coverage from 100+ carriers, setting up standalone benefits, and coordinating enrollment so there is zero gap for your employees. Most employers leaving a PEO save 15-30% while gaining full transparency and control.

  • Eliminate per-employee-per-month (PEPM) fees
  • Direct relationships with 100+ carriers
  • Full control over plan design and renewals
  • Complete cost and claims transparency
  • Zero coverage gap during transition
  • Typical savings of 15-30% versus a PEO

Why Employers Leave Their PEO

Lower Costs

Dropping PEPM fees and moving to a direct carrier strategy typically saves employers 15-30% annually.

No Co-Employment

Reclaim full control of your workforce, your data, and your benefits decisions without co-employment risk.

Seamless Transition

We manage benchmarking, sourcing, and enrollment so your employees experience no gap in coverage.

PEO Alternative — Common Questions

Why do employers leave their PEO?

Most employers leave a PEO to eliminate high per-employee-per-month fees, gain transparency into their benefits costs, and regain control over plan design and carrier relationships.

Will my employees lose their benefits if we leave the PEO?

No. Nyala Health sources standalone coverage from 100+ carriers and coordinates enrollment so there is zero gap in your employees' coverage during the transition.

How much can we save by leaving a PEO?

Employers typically save 15-30% annually by dropping PEPM fees and moving to a direct carrier strategy, while gaining full cost transparency.

How long does a PEO transition take?

A typical transition runs 60-90 days. We benchmark your current costs, source replacement coverage, and manage the timeline so nothing falls through the cracks.

What about payroll and HR after we leave?

We help you plan for standalone payroll and HR administration as part of the transition, so you have the right systems in place before you exit the PEO.

Thinking about leaving your PEO?

Get a free PEO cost analysis and we will show you exactly what you could save.