Employer Solutions
Comprehensive Benefits Solutions for Every Business
From group health insurance to executive benefits, we help you design a benefits package that attracts talent, controls costs, and keeps your team healthy.
Health Insurance Plans We Offer
We are appointed with 100+ carriers nationwide, giving you access to the best plans at competitive rates.
Group Health Insurance
Comprehensive medical coverage for your employees and their families. We work with 100+ carriers to find plans that balance robust coverage with cost efficiency.
- PPO, HMO, EPO, and POS plan options
- National and regional carrier networks
- Fully-insured and self-funded options
- HSA and FSA compatible plans
- Customizable deductibles and copays
Dental & Vision Plans
Essential supplemental coverage that employees value. Standalone or bundled options to complement your medical benefits package.
- Preventive care coverage
- Major dental work options
- Vision exams and hardware allowances
- Orthodontia coverage available
- Nationwide provider networks
Life & Disability Insurance
Protect your employees and their families with group life and disability coverage at significant group discounts.
- Basic and supplemental life insurance
- Short-term disability (STD)
- Long-term disability (LTD)
- Accidental death & dismemberment (AD&D)
- Voluntary employee-paid options
Level-Funded & Self-Funded Plans
Alternative funding strategies for employers seeking more control over their benefits spend with potential for significant savings.
- Fixed monthly costs with refund potential
- Stop-loss protection included
- Claims data transparency
- Customizable plan designs
- Ideal for groups 25-500+ employees
Individual & Family Plans (ICHRA)
Individual Coverage Health Reimbursement Arrangements allow you to provide tax-free allowances for employees to purchase their own coverage.
- Tax-advantaged for employer and employee
- Employees choose their own plans
- No group participation requirements
- Works alongside Medicare for eligible employees
- Flexible allowance structures by class
AI-Powered Cost Analysis
Most employers do not know how their plan costs compare to similar businesses. We use AI-powered benchmarking to analyze your current benefits spend, model alternatives, and surface the savings opportunities your current broker may have missed.
- Benchmark costs against comparable employers
- Model plan alternatives and scenarios
- Surface hidden savings opportunities
- Data-driven recommendations
- Transparent cost comparisons
Beyond Insurance: Full-Service Support
We do more than find you a plan. We provide ongoing support to ensure your benefits program runs smoothly year-round.
Benefits Administration
Streamlined enrollment, plan management, and ongoing support to simplify your HR workload and improve employee experience. We handle the complexity so you can focus on your business.
Compliance & ACA Support
Stay compliant with ACA, COBRA, ERISA, and state regulations. We provide guidance on reporting requirements, penalties, and best practices to keep your company protected.
Open Enrollment Management
End-to-end support for your annual enrollment period, including employee education sessions, plan comparison tools, and enrollment assistance to maximize participation.
Why Employers Choose Nyala Health
As an independent advisory firm, we work for you, not the insurance companies. Our independent and employer-focused approach means we always recommend what is best for your business, not what pays us the highest commission.
- Access to 100+ national and regional carriers
- Unbiased recommendations based on your needs
- Transparent pricing with no hidden fees
- Dedicated account manager for ongoing support
- Annual plan reviews to optimize your benefits
Employer Benefits — Common Questions
Answers to what employers ask most when evaluating benefits options
What types of group health insurance plans does Nyala Health offer?▾
We offer PPO, HMO, EPO, and POS plan options through 100+ national and regional carriers, including fully-insured and self-funded arrangements with HSA and FSA compatibility and customizable deductibles and copays.
What is a level-funded health plan and who is it right for?▾
A level-funded plan charges a fixed monthly amount covering projected claims, stop-loss insurance, and administration. Year-end claim surpluses are refunded to the employer. Ideal for groups of 25–500 with healthy claim histories — typical savings of 15–35% versus fully-insured.
How does an ICHRA work for employers?▾
Employers set a fixed monthly reimbursement amount per employee class. Employees purchase their own ACA-compliant individual coverage and submit for tax-free reimbursement. No group participation minimums required.
Does Nyala Health help with benefits administration and open enrollment?▾
Yes — we manage full benefits administration including enrollment, plan management, employee education, open enrollment coordination, and ongoing ACA, COBRA, and ERISA compliance guidance.
Why use Nyala Health instead of going directly to a carrier?▾
Carriers only show you their own plans. We compare 100+ carriers on your behalf and use AI-powered benchmarking to identify where your current plan is leaving money on the table. Broker compensation is built into carrier premiums — there is no extra cost to you.