Employer Solutions
From group health insurance to alternative funding, administration, and compliance — everything you need to design benefits that attract talent and control spend.
Health insurance is likely your second-largest expense after payroll — yet most employers have no idea whether they are overpaying. Renewals arrive with double-digit increases, carriers only show you their own plans, and PEOs bundle benefits into fees you cannot see. Nyala Health works independently on your behalf, comparing 100+ carriers and every funding strategy to put you back in control of your costs.
Six ways we reduce your spend and simplify benefits — appointed with 100+ carriers nationwide.
Comprehensive medical coverage sourced from 100+ national and regional carriers — our primary focus. We benchmark your current plan against the entire market to find better coverage at a lower cost. From PPO and HMO to HSA-compatible and narrow-network designs, we build the plan that fits your workforce.
Alternative funding strategies that reward healthy groups with lower costs and year-end surplus refunds. Level-funded plans pair fixed monthly payments with stop-loss protection, while captives let you pool risk with other high-performing employers. Qualifying groups typically save 15–35% versus fully-insured coverage.
Streamline enrollment, eligibility, and day-to-day benefits management without adding headcount. We handle carrier connections, employee communications, and the technology that keeps everything running. Your HR team gets time back while employees get responsive, human support.
Stay ahead of ACA, ERISA, and IRS reporting requirements without the guesswork. We track filing deadlines, affordability thresholds, and documentation so you avoid costly penalties. Compliance guidance is built into every plan we place — not billed as an afterthought.
Run a smooth, high-participation open enrollment with expert support at every step. We build employee-facing materials, host education sessions, and manage carrier deadlines end to end. Your team stays informed and your enrollment stays on schedule.
Specialty drugs and GLP-1 medications like Ozempic and Wegovy are the fastest-rising cost in employer health plans. We help you evaluate PBM contracts, model GLP-1 coverage strategies, and control pharmacy spend without cutting benefits your employees value. Most employers have no visibility into what their PBM is actually charging — we change that.
For Individuals
Beyond our employer focus, we offer independent guidance for individuals navigating Medicare and final expense coverage.
Answers to the questions we hear most when employers evaluate their benefits options
We offer PPO, HMO, EPO, and POS plan options through 100+ national and regional carriers, including fully-insured, level-funded, and self-funded arrangements with HSA and FSA compatibility.
A level-funded plan charges a fixed monthly amount covering projected claims, stop-loss insurance, and administration. Year-end claim surpluses are refunded to the employer. Ideal for groups of 25–500 with healthy claim histories — typical savings of 15–35% versus fully-insured.
Yes. We manage enrollment, eligibility, and carrier connections, and we keep you compliant with ACA, ERISA, and IRS reporting requirements — tracking deadlines, affordability thresholds, and documentation so you avoid penalties.
Yes. In addition to our primary employer focus, we provide independent guidance for individuals on Medicare Advantage, Supplement, and Part D plans, as well as final expense and burial insurance.
Carriers only show you their own plans. We compare 100+ carriers on your behalf and use data-driven benchmarking to identify where your current plan is leaving money on the table. Broker compensation is built into carrier premiums — there is no extra cost to you.