Individual & Medicare Solutions
Independent help understanding Medicare Advantage, Medicare Supplement, and Part D — so you can choose coverage with confidence.
Between Original Medicare, Advantage plans, Supplement (Medigap) policies, and Part D drug coverage, the choices can feel overwhelming, and enrollment windows carry real penalties if you miss them. Many people default into a plan that does not match their doctors, medications, or budget. Getting it wrong can mean higher out-of-pocket costs and gaps in the coverage you count on.
We walk you through how Medicare Advantage, Supplement, and Part D plans actually work and how they fit your situation. Our advisors help you compare the plans we offer in your area against your doctors, prescriptions, and budget. There is no cost or obligation to get guidance — just clear, unbiased help making a confident decision.
Understand Part C plans that bundle hospital, medical, and often drug and extra benefits into one plan.
Explore Medigap policies that help cover the out-of-pocket costs Original Medicare leaves behind.
Compare prescription drug plans against your specific medications to avoid overpaying.
Medicare Advantage (Part C) replaces Original Medicare with a private plan that often bundles medical, hospital, and drug coverage. A Medicare Supplement (Medigap) policy works alongside Original Medicare to help cover its out-of-pocket costs. We help you compare the plans we offer in your area.
Most people enroll during their Initial Enrollment Period around their 65th birthday, with additional Annual and Special Enrollment Periods available. Missing certain windows can result in lifelong penalties, so we help you understand your timing.
No. Our Medicare guidance is provided at no cost and no obligation. We help you understand and compare the plans we offer in your area.
No. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. For a complete list of all options, contact Medicare.gov or 1-800-MEDICARE.
Yes. We review your current doctors and medications against the plans we offer so you can choose coverage that fits your needs and budget.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Research & Reporting
Curated research on 2026 Medicare premiums, plan changes, and enrollment guidance — updated as new reports land.
CMS set the standard 2026 Part B premium at $202.90 — a $17.90 increase, and the first time it has exceeded $200. The annual deductible rises to $283.
The Center for Medicare Advocacy breaks down the full 2026 premium and deductible schedule, including Part A hospital deductible increases and income-related adjustments.
Boston College's Center for Retirement Research finds the 2026 Part B premium increase will consume over a quarter of this year's Social Security cost-of-living adjustment.
A breakdown of what rising Part A and Part B costs mean for retirees on fixed incomes, with guidance on reviewing coverage and comparing Medicare Advantage options.
A full rundown of 2026 changes across Original Medicare, Medicare Advantage, and Part D — including the new $2,100 out-of-pocket drug cost cap.
Insights link to third-party research and are shared for informational purposes only. They are not a recommendation of any specific plan or carrier.